December 24th – Learning experience

What was a lesson you learned this year that changed you?

To be more careful with money, not to just spend without thinking first. True, most of us are taught this lesson as kids, but we honestly don’t firmly “get it” until we are older and have made some mistakes first. All about learning from our own life and the mistakes that come along with it. Money is a big lesson in life. Whether we like it or not, we cannot live without that crazy green stuff. Any and everything we want or need requires the use of money.

This year, I learned that not only do I not want to owe anyone or any company money (never did, but finally am trying to avoid it as much as possible), but that I need to learn to budget myself better in 2010. I am not even close to a math whiz, so even simple things such as balancing my checkbook tend to go undone. I need to be better organized and know what I have in the bank and know that I have this bill or that bill to pay on such and such a date. It shouldn’t be a big deal to take care of these things each month. No, it’s not always going to be easy financially, but if I budget myself better, it won’t be as difficult on myself as I have been making it out to be.

So, in 2010, I hope to be a better person in this area. My goal is to move up to Asheville next summer in as good shape financially as possible. I shouldn’t have to play the guessing game in regards to my bank account. That is no fun to do. Better planning and organization is the plan of action.

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This blog post is in response to Gwen Bell’s Best of 2009 Blog Challenge

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December 18th – Shop

Online or offline, where did you spend most of your mad money this year?

Where did I spend most of my money in 2009? Hmmm…this honestly requires a bit of thought to answer, as my shopping habits changed a bit this year. I believe that I spent the most money at Whole Foods. In late 2008, I was already becoming more savvy to organics and eating, but it wasn’t until the beginning of 2009 that I really got the engine going on this way of eating.
Every Saturday afternoon, I go to Whole Foods to do my weekly grocery shopping. Most of my groceries are purchased there, less for some things I can find at Publix or Target. On the good side, both Publix and Target are slowly but surely becoming more organic and vegetarian-friendly in the products they carry, so it makes it easier for those of us seeking those items. As far as Whole Foods goes, I am sure I have spent hundreds of dollars there in 2009. It is far too easy to spend a lot of money in a store such as Whole Foods. So many great things to choose from, including freshly made food items from the food bar and vegan baked goods that one could spend hours within the store’s confines. And yes, I have spent over an hour in the store on more than a few occasions.
As far as non-grocery stores go, the aforementioned Target is easily where I spend a lot of time and money throughout the year. More specifically, any Super Target store. Target is a store that I tend to wander around in almost in a daze at times, just looking at the items they have for sale. They stock such a variety of things, so it is easy to find almost anything there, which is not only convenient, but a time saver.

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This blog post is in response to Gwen Bell’s 2009 Best of Blog Challenge